ANNUAL PLANNING

See the full client picture in every review

Fibi Advisor brings goals, plans, documents, and past conversations together so you can guide a more informed annual planning review.

Why this call matters

An annual review connects the client’s changing life with their financial plan. Missing one important detail can affect every recommendation that follows.

BEFORE THE CALL

Rebuild the client’s full picture

Review the plan, goals, accounts, documents, and past meetings to understand what changed and what still needs attention.

DURING THE CALL

Explain changes and trade-offs

Listen for new priorities, answer detailed questions, and connect each decision to the client’s goals and financial situation

AFTER THE CALL

Turn advice into follow-through

Document decisions, request missing information, assign next steps, and keep the client and advisory team aligned.

Where planning reviews get stuck

The review becomes harder when new information changes the plan, answers span several documents, or the next action remains unclear.

Decisions lack clear ownership

The meeting ends with recommendations, document requests, and follow-ups, but no shared record of who will handle each one.

One topic takes over the review

Portfolio performance or a recent concern consumes the meeting, leaving goals, cash flow, protection, or estate items unaddressed.

A life change reshapes the plan

Retirement timing, family needs, income, health, or a major expense changes, but its effect on the wider plan is not yet clear.

The answer spans several sources

The advisor needs details from the plan, tax records, insurance policies, account statements, or an earlier conversation.

How Fibi helps

Fibi supports the full review, from restoring client context to answering live questions and recording decisions and commitments.

Captures clear next steps

After the call, Fibi organizes decisions, document requests, owners, and follow-ups into a recap the client and team can use.

Answers with trusted sources

Fibi finds relevant details across approved documents and explains where the answer came from while the client is still on the call.

Starts with client context

Before the call, Fibi reviews the plan, past meetings, and connected documents so you can see priorities, changes, and open items.

Connects changes to the plan

During the call, Fibi compares new client information with existing goals and assumptions to identify what needs another look.

What to connect

Connect the client information and approved planning documents Fibi needs to prepare, answer, and recap with the right context.

Current financial plan

Reference documented goals, assumptions, timelines, projections, and recommendations while discussing what may have changed.

Account and portfolio statements

Use current balances, allocations, contributions, withdrawals, and performance information when those details are relevant.

Cash-flow and net-worth data

Understand income, expenses, savings, liabilities, liquidity, and major financial changes affecting the client’s plan.

Tax and retirement documents

Reference tax returns, benefit statements, contribution records, and retirement income information during the review.

Insurance and estate documents

Check coverage, beneficiaries, ownership details, estate documents, and items that may need confirmation or professional review.

Approved planning research

Support explanations with firm-approved assumptions, planning guidance, and research appropriate for client conversations.

Keep internal notes, restricted firm information, and sources not approved for client use outside Fibi’s connected materials.

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